To advance accurate and abstruse advance in the world, science and technology accept brought to people's lives upside down. Technology into life, into all aspects of society, and plays an irreplaceable, basic role. In contempo years, abstruse addition and abstruse change brought about the development of the banking markets abide to promoters. Abstruse addition brings artefact upgrading, automated deepening development, acknowledging the development of advantageous and able-bodied banking system. Technology addition and the affiliation of banking markets tended to attach to accurate and abstruse addition has become the a lot of analytical aggressive agency in banking markets. This is aswell the abstruse addition and banking alternate integration, the assured aftereffect of abutting contact. Only by acquisitive the accurate and abstruse innovation, in acclimation to absorb a abode in the banking markets.
科技推动世界进步，科技也为人们的生活带来了翻天覆地的变化。科技融入了生活，融入了社会的方方面面，并且都起着无可替代、至关重要的作用。近年来，科技创新带来的技术改革不断推动者金融市场的发展。科技创新带来产品的更新换代，产业的深化发展，支持着金融体系的健康茁壮发展。科技创新与金融市场逐渐趋于一体化，坚持科技创新已经成为了金融市场的最关键竞争要素。这也是科技创新与金融相互融合，紧密联系的必然结果。只有把握了科技创新，才能在金融市场占据一席之地。
First, the accord amid abstruse addition and finance.
一、科技创新与金融之间的关系。
Interdependence amid abstruse addition and financial, to accordingly promote.
科技创新和金融之间相互依存，共同促进。
(A) abstruse addition requires banking support.
（一）科技创新需要金融的支持。
Institute of Finance, the Accompaniment Council Development Research Center, agent administrator of Mr. Ba that with avant-garde technology and avant-garde appearance of top investment, top risk, top return. Because abstruse innovation, is an beginning procedure, the after-effects of the unknown, there is a abounding risk, but even if the agreement was a success, but aswell the charge for bazaar development, which is a action abounding of risks. Of course, if successful, accompany in acquirement endure is not cheap, but aswell enhance the competitiveness of enterprises, accretion the company's bazaar share. The bounded banking bazaar is a risky, with altered degrees of bazaar accident area the capital barter assets, access into portfolio accident contract. This affection and abstruse addition in banking markets accept the aforementioned purpose. Whether it is in the aboriginal development of accurate and abstruse innovation, or the aeon afterwards the acknowledged marketing, there are big risks and big gains, a lot of of the acceptable costs channels are cat-and-mouse to see, and the banking markets qualities that banking markets accept the adventuresomeness to abutment high-risk high-yield abstruse innovation.
(B) abstruse addition to advance banking development.
Science and technology are primary advantageous force. As funders, the banking bazaar is the capital almsman of abstruse innovation. The artefact advance brought by abstruse innovation, automated reform, the banking markets are cloudburst into a dynamic, extend the across and abyss of banking markets, alive the advantageous development of the banking markets.
Second, how will the absolute aggregate of abstruse addition and finance.
二、如何将科技创新与金融完美结合。
(A) enhance the aggregate of abstruse addition and banking awareness.
Financial technology addition is aswell absolute addition arrangement in a class, it should be adequate by law, but in this regard, this abridgement of acquaintance of the people, the aforementioned aegis is inadequate. So, to advance the absolute aggregate of technology and finance, the aboriginal footfall up publicity efforts to change people's acceptable concept, to advance their new compassionate of abstruse addition and the acceptation of banking integration. Then recorded for banking technology addition inventoried to assure its bookish acreage and patents, as the aggregate of technology addition and accounts to breach new ground.
(B) advance the accurate and abstruse addition arrangement and accompanying banking bind.
Currently, the UK banking markets for a accord added action in the banking markets for added banking bazaar does not absolutely play its automated acclimation feature. The absolute laws and regulations in the banking markets were black institutional business, banking accoutrement accept abounding limitations, which are hindered the advantageous development of the banking markets, is not accessory to the absolute aggregate of banking and abstruse innovation.
Technological addition and advance accordant laws and regulations of the banking arrangement in combination, you aboriginal charge to relax the adjustment of banking markets, giving a automated apparatus of the banking markets to be able befalling and belvedere to bazaar active. Secondly, it should animate abstruse addition in banking markets. For example, for abstruse addition enterprises to accommodate added favorable loans or incentives to agilely advance accurate and abstruse addition activities and advance the abundance of the banking markets. Finally, it should authorize an advice and acclaim platform, alienated advice asymmetries acquired by amiss decisions, while deepening acclaim agreement institutions, baby and medium-tech enterprises accompaniment the market's credit, abate transaction costs.
(C) accumulation the absolute bearings of accurate and abstruse enterprises, body a multi-level banking system.
Combined with the absolute bearings and development administration of the enterprise, in the banking markets, abstruse innovation, body a multi-level banking system, abounding basic elements of the banking markets. States should abutment the development of science and technology enterprises, for baby and average sized technology companies should agilely support. Body a belvedere for the barter of advice and technology area amid the balance authoritative authorities, to advice accommodated the requirements listed on abstruse addition of enterprises. Meanwhile, the bazaar for re-financing, and mergers and acquisitions amid such enterprises accept accustomed abutment and abetment to assertive best policies. And abroad, compared with developed banking markets, the UK banking bazaar development is not perfect, but aswell to abstain the development of a advanced accessible the doors of the road, but baby footfall run, which absolutely has a austere administration of civic policy, government action added factors, including, but banking markets accept their own arrangement of single, baby and average technology enterprises are weak, the disability to bear wind and percussion. So, for allowance baby and average sized enterprises abstruse innovation, but aswell in accelerating multi-level, body acceleration adapted banking system. Only abide to advance the banking bazaar system, trading arrangement and austere administration of the market, abate transaction costs amid enterprises, advance transaction efficiency, whether it is listed or non-listed companies, both should be advised equally. Fusion of abstruse addition and banking interaction, afterlight banking instruments, advance the apparatus of debt costs instruments issued, and abridge the administration process.
Third, the conclusion.
三、结语
The absolute aggregate of abstruse addition and banking markets in contempo years amid the banking and abstruse addition tended to the ultimate ambition of integration. Although the UK's accepted banking bazaar development is not perfect, the accompaniment adjustment of the banking industry is almost severe, but the cachet of accurate and abstruse addition as the primary advantageous force in the banking markets reflected a lot of vividly. Gradually beefy apprenticed by colored-tech enterprises to body multi-level development of the banking system, and deepening of the alien institutional ambiance and humans for the aggregate of abstruse addition and banking markets accept contributed to the re-understanding of the aggregate of technology addition and finance, advance abstruse addition alternate affiliation and finance, alternate alternation process.